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Displaying 80 to 87 (of 87 questions) |
Page: 9 of 9 |
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User Name:
jones |
Date:
February 5, 2008, 7:44 am |
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no credit i want a card!!! |
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Answers: |
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Thank you for addressing your requests to our service. Having no credit, you are free to choose one of the two following methods. First, you can apply for a no credit card. But keep in mind that there is no total guarantee that your application will be approved. And if it is not, it is registered in your credit history. Second, there are also secured cards for you. Note that in this case you will have to deposit a definite amount of money to secure your credit. However, these cards have guaranteed approval, so you will definitely get approved. Please explore our no credit cards to choose the most suitable one for your needs. |
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User Name:
norma suzette webster |
Date:
March 3, 2008, 12:27 pm |
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I have been looking for a credit card without paying a big amount to get it started, and to have the credit limit of at least10,000.00 dollars and a rate of less than9%; can you help me? thank you. |
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Answers: |
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Judging by your requirements, you are looking for a credit card for good or excellent payment history. Some of the best credit cards on our web site do offer such enticing features as no set up fee, no annual fee and interest rates less that 9%. But mind it that these credit cards are for exclusive customers only who can show faultless payment records and solid credit scores. You can apply for such a credit card online and get the bank's approval in a couple of minutes if you qualify. Remember, do not apply for a credit card if you do not meet the requirements of the issuer. The issuer's denial may hurt your credit rating and scores and you will face problems getting approved for a credit in the future. You are welcome to compare good, lowest interest credit cards on our site and shoose one that meets your specific requirements best. Apply online and get approved now. |
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User Name:
danielle |
Date:
July 26, 2008, 3:20 am |
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I'm looking for a credit card that will start my credit limit off a $2000.00. I don't have great credit but it's not terrible either. I need an actual credit card without a bunch of fees and not a prepaid one with a reasonable interest rate. Can you help me? |
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Answers: |
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With less than perfect credit, you can qualify for some reasonable credit lines issued by Capital One Bank. Its credit cards for fair credit come with $300-$3 000 limit range, very competitive interest rates and small annual fees. Some offers have no annual fees or set up fees at all. Best fair credit offers allow collecting rewards such as points or cash back each time you use the card. To qualify for a fair credit card, you need to have a valid credit score and a credit history not damaged by numerous late payments and defaults. Preferably, you are a young adult building your credit history. You are also expected to have a stable job income which is adequately higher than the credit limit you're requesting. So, check your credit score to see your eligibility and apply for a fair credit card online. |
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User Name:
PAUL |
Date:
August 22, 2008, 4:57 am |
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I had to go through Chapter 7 of bankruptcy law and now I have to repair my credit. But, it is impossible to do without a new line of credit, a credit card or a loan. I am now for a credit card but I do not see a variant rather than a secured card. Is there an unsecured card for after bankruptcy? |
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Answers: |
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Actually, there are a number of card companies that can offer unsecured credit cards for people with bankruptcy records in their credit file. You may look through a wide collection of credit cards for limited credit rating available with First PREMIER® Bank and Orchard Bank and apply for one of them online. However, your approval will depend on the extent of your credit damage. It means the creditor will inspect the circumstances under which you filed and evaluate what risk you may be to them.If you're acceptable risk, your application will pass. A credit card for bad credit may be an effective repair tool if used wisely. A couple of years of responsible use will improve your credit rating and raise your chances for the best low rates and rewards cards for good credit customers. |
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User Name:
Rita Loera |
Date:
August 22, 2008, 5:27 am |
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I had a joint account with my ex-husband for a while. When I decided to get my own credit card, they said my credit is damaged by the late payments in his name. So, I didn’t qualify as my credit is bad now. What card could I possibly still get? |
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Answers: |
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In your situation the best credit card to apply for would be the one with a built-in credit repair program. Such are credit cards issued by First PREMIER® Bank, a major card company catering for customers with damaged credit histories. Offering manageable credit lines and reporting to major credit bureaus, they will help you boost your scores in no time.You are only required to make payments on time and keep the debt ratio low. In a while of responsible card use, you'll improve your credit rating and will be able to qualify for some of the most beneficial offers on the market. On our website you'll find a nice collection of bad credit cards that might be of great help to you. Just compare the offers side-by-side to choose the card best meeting your needs and paying capacities. |
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User Name:
linda |
Date:
September 18, 2008, 2:58 pm |
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i want to apply for the salute card, the one for medium credit, pls send me a email immediatly, i had one come in the mail and wasnt sure wether i wanted it or not and destroyed it.l have been searching for this card everysince |
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Answers: |
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Unfortunately, the Salute Visa credit card is no longer available for applications. But you can find a good alternative to it from Capital One Bank if you have average (medium) credit score. Look through the average credit offers on our website and choose the one best for your requirements. Cards for average credit score give 0% intro APRs on purchases, low ongoing interest rates and small annual fees. Best cards come with incentives such as cash back and points rewards, as well as valuable saving opportunities on certain deals. You have more chances to be approved if your credit history is not damaged by late payments and overspending and if you have a stable job and income. Compare all cards for average credit, estimate their major features and apply online for a most agreeable offer. |
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User Name:
Diana Rawls |
Date:
November 4, 2008, 2:42 pm |
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I have real bad credit but I need a credit card that I can transfer the balances of the credit cards I do have to it that way I will only have one payment instead of four. |
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Answers: |
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Unfortunately, if you have really bad credit and there are big balances on your current cards, you won't qualify for a credit card with an adequate balance transfer offer. All balance transfer deals featured online are designed for customers with high scores and favorable credit rating, at least fair level of it. In your situation, you first need to improve your rating and only then apply for a new line of credit. You can, however apply for a card with bad credit now, but you won't find a balance transfer option available on it. The best way to reduce your debt and raise the score is to start paying all your bills on time and make more than the minimum payments. It will take time and effort to restore your creditworthiness but as you rebuild your bad credit, you'll grow eligibility for attractive deals with 0% rates on purchases and balance transfers, rewards and other benefits. Start improving your credit today! |
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